Germany vs Spain taxes: what differs
Germany and Spain tax salaries differently. In Germany, the payslip deductions are Income tax, Pension insurance, Unemployment insurance, Health insurance and Long-term care. In Spain, they're Social security and Income tax (IRPF). On this salary, Germany's effective tax rate works out to about 42.6% versus 35.2% in Spain — use the calculator to compare any salary or add more countries.
Germany vs Spain at different salaries
| Gross (EUR) | Take-home Germany | Take-home Spain | Keeps more |
|---|---|---|---|
| €46,000 | €29,309 (36.3%) | €33,632 (26.9%) | Spain |
| €69,000 | €40,483 (41.3%) | €47,062 (31.8%) | Spain |
| €93,000 | €53,426 (42.6%) | €60,262 (35.2%) | Spain |
| €140,000 | €80,289 (42.7%) | €86,112 (38.5%) | Spain |
| €190,000 | €109,289 (42.5%) | €113,612 (40.2%) | Spain |
Single-resident estimates. Spain is taxed in its own currency, then converted into EUR at recent exchange rates; effective tax rate in brackets is currency-independent.
Germany vs Spain — FAQ
Do you pay more tax in Germany or Spain?
On a €93,000-equivalent salary, Germany has the higher effective tax rate (42.6% vs 35.2%), so you keep more of your pay in Spain. The gap shifts with income — try your own salary in the calculator above.
Is take-home pay higher in Germany or Spain?
Spain — about €60,262 versus €53,426 on a €93,000 salary (both shown in EUR).
What is deducted from salary in Germany and Spain?
Germany: Income tax, Pension insurance, Unemployment insurance, Health insurance and Long-term care. Spain: Social security and Income tax (IRPF).